In today’s digital age, think about online payment. You gotta link it with a real – name – registered bank card to keep your money safe. This shows how important identity verification is in network communication and mobile services. Well, real – name – registered cards, like mobile phone cards and bank cards, are everywhere in modern society, and they’re super important.
**The Importance of Real – Name – Registered Cards**
**Service Customization and Personalized Experience**
Real – name – registered cards let service providers offer personalized services. Take China Mobile as an example. They can tell a user’s identity through real – name registration. For young users, especially students, they offer campus packages. Based on the fact that they know it’s a student (verified by real – name registration), these packages have lots of good deals like more campus – area data.
**Resource Rational Allocation**
Real – name registration helps allocate resources better. For bank accounts, the central bank has rules. A person can’t have too many accounts in one bank. For example, you can’t have more than a certain number of type – one accounts in the same bank. This is to stop bad guys from hoarding accounts for illegal stuff like money laundering, and it all depends on real – name registration.
**Credit System Building**
Real – name – registered cards are related to personal credit. When you apply for a credit card, like in Industrial and Commercial Bank of China’s credit card business, your real – name – registered bank card info is linked to your credit record. If you pay on time and have normal financial transactions with your card, your credit score will go up. Then you can get a higher credit limit and better interest rates.
**The Security Assurance of Real – Name – Registered Cards**
**Preventing Fraud and Identity Theft**
Real – name – registered cards are great for preventing fraud. In telecom fraud cases, if scammers use unregistered mobile phone cards, it’s really hard to track them. But if it’s a real – name – registered card, the police can quickly find out who’s using it. For example, in those fake “public security – procuratorial – judicial” fraud cases, the police can use the real – name – registered mobile phone card used by the scammers to quickly get their identity info and solve the case faster.
**Data Privacy Protection**
The operators of real – name – registered cards, like telecom companies or banks, have ways to protect user data privacy. Telecom operators use encryption technology, like AES algorithm, to store users’ real – name – registered identity info. Even if someone gets the data illegally, they can’t easily decrypt and view it.
**Emergency and Safety Notifications**
In emergencies like natural disasters or security threats, real – name – registered cards can be used to notify users quickly and accurately. For example, when the earthquake early – warning system detects that earthquake waves are about to reach an area, it will send warning messages to users through their real – name – registered mobile phone cards so that they can take shelter in time.
**The Compliant Use of Real – Name – Registered Cards**
**User’s Responsibilities and Obligations**
Users have rules to follow when using real – name – registered cards. You can’t lend or sell your real – name – registered mobile phone card to others. There are news reports about people who sold their cards to bad guys for sending spam messages or doing fraud, and they got punished by the operator and had to bear legal responsibilities.
**Enterprise’s Compliant Supervision**
Enterprises like telecom operators and banks have supervision responsibilities for real – name – registered cards. Telecom operators need to follow the requirements of the Ministry of Industry and Information Technology to do strict real – name verification for new users. They use methods like ID card recognition and face recognition together. Banks need to verify the identity of account – opening applicants according to the regulations of the China Banking and Insurance Regulatory Commission to make sure the account – opening information is real and complete.
**Legal Framework and Penalty Measures**
There are laws and regulations related to real – name – registered cards, like the regulations in the “Network Security Law” about network service real – name system. If enterprises don’t follow the real – name registration system strictly, they may be fined up to a certain amount. If individuals use real – name – registered cards for illegal criminal activities, they will be punished according to the nature and circumstances of the crime, which could include criminal punishment.
To sum up, real – name – registered cards are important for service customization, resource allocation, and credit system building. They provide security in preventing fraud, protecting data privacy, and emergency notifications. And for compliant use, users and enterprises have their own responsibilities. In the modern digital society, treating real – name – registered cards correctly is good for individuals, enterprises, and the whole society’s safe and stable development.
